Inspection and Title

𝗢𝗻𝗰𝗲 𝘆𝗼𝘂 𝗮𝗿𝗲 𝘂𝗻𝗱𝗲𝗿 𝗰𝗼𝗻𝘁𝗿𝗮𝗰𝘁 𝗼𝗻 𝗮 𝗵𝗼𝗺𝗲, 𝘆𝗼𝘂 𝘄𝗶𝗹𝗹 𝗻𝗲𝗲𝗱 𝘁𝗼 𝘄𝗼𝗿𝗸 𝘄𝗶𝘁𝗵 𝗮 𝘁𝗶𝘁𝗹𝗲 𝗰𝗼𝗺𝗽𝗮𝗻𝘆 𝗮𝗻𝗱 𝗮 𝗵𝗼𝗺𝗲 𝗶𝗻𝘀𝗽𝗲𝗰𝘁𝗼𝗿. 𝗟𝗲𝗮𝗿𝗻 𝗺𝗼𝗿𝗲 𝗮𝗯𝗼𝘂𝘁 𝗲𝗮𝗰𝗵 𝗽𝗿𝗼𝗰𝗲𝘀𝘀, 𝘄𝗵𝗮𝘁 𝘆𝗼𝘂 𝗰𝗮𝗻 𝗲𝘅𝗽𝗲𝗰𝘁, 𝗮𝗻𝗱 𝘄𝗵𝘆 𝗶𝘁 𝗺𝗮𝘁𝘁𝗲𝗿𝘀.

Before finalizing the sale of the home, you will have a period of time — typically referred to and stipulated in contracts as the due diligence period — to identify any areas of concern with the home. Once you have reviewed the report and are comfortable with any of the items listed, you can close on your home with greater peace of mind!

Home Inspection

The buyer will be responsible for hiring an inspector. In preparation for the inspection, you may request a disclosure statement from the sellers beforehand that will reveal any improvements done to the property, such as renovations and upgrades, for your inspector to review.

You and your agent can meet with the inspector and walk through the home together. The inspector will work their way through a checklist, visually assessing the condition of the home. This process usually takes a couple of hours, so plan your schedule for that day accordingly — and don’t be afraid to ask the inspector questions! If you noticed anything that concerned you during previous walkthroughs of the home, ask for clarification. Once the inspector is finished, they will create a report detailing issues the inspector found, as well as information on what may need to be maintained or replaced in the future.

Title vs. Deed

It’s important to note the distinction between Title and Deed. A Title acts as proof of ownership and indicates you have the right to use the property, but it is not a physical document. A Deed is the legal document used as a means of transferring ownership from one party to another. Before you close on your home, both parties will need to sign this document.


Title Company and Title Search

A title company acts as a liaison to legally transfer a property title from one party to another. After you hire a title company, they will conduct a title search on the property and issue a report that verifies that the title is valid and can be legally sold by the seller.

They can also issue title insurance to protect the buyer and the lender should any problems with the property be revealed during the title search. Title insurance may help provide protection even after the sale is complete in the event that title problems are discovered in the future.

Now that you’ve conducted your research and are satisfied with the property, you can close on your new home with more confidence. Your title company will oversee your closing and will work with both the buyer and the seller to distribute money and transfer the title. Welcome home!

Contact Us to Learn More.

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